I've had great experiences with both Zzounds and AMS 3- and 4- pay plans. I didn't have any adverse experiences and wouldn't hesitate to buy from them again. There’s only one single processing payment you make at the beginning so … Whether it's a soft or hard hit is another matter. I qualify for their 12 month on anything over 249 now, and am seriously considering another guitar through them once my PRS is paid off in a few months. I bought a guitar through them with the 3/4 month plan with 0 credit check, when I paid it off it automatically gave me access to their 12 month plan on future purchases. If you call our customer service department for assistance, this number makes it easier for us to answer any questions you have about products, services or purchases. Their prices may be a little higher than some places but to me I don’t mind paying extra for the ability to use a payment plan. They practically approve anyone that they can confirm their identity, so don't worry about a fair credit score. By Phone Have questions? Enrollment fee is $45 (non-refundable) per semester plan. Play as you Pay with zZounds Installment Plan . With selected merchants, when you check out with PayPal Credit, we’ll show you a selection of instalment offers, enabling you to spread the cost of your purchase across a number of payments. However, that will be an extra bill every month for 6-8 months. Cookies help us deliver our Services. There's this guitar that I'm eyeing but none of the nearby guitar centers carry the guitar and my only local mom and pop shop said it can take a month or two for them to order it, they like to do orders in batches. Literally, they’re the only company that’s ever accepted my credit! Please call us at 800-zZounds (800-996-8637) and mention priority code 20G-3GMP Email Support. Press question mark to learn the rest of the keyboard shortcuts. It's really up to you want you want to do, if you are impatient like me then yes, you can order a nice guitar and for only 1 payment have it in your hands to play. I purchased a guitar and an amp last February from Zzounds, totaling a little over $1k and opted for their 4 month no credit check option. I have used ZZSounds and American Musical Service for some large purchases. Under most payment plans, there is no or little interest as long as payments are made on time. But I've seen a lot of conflicting information on when/why they do credit checks. I've never bought a guitar off of Zzsounds before and I'm shopping around and just had a question for anyone who has used Zzsounds before. Free shipping - $29+ On most orders of at least $29, receive free three-day … Place a Purchase Order as far as the payment plans, ill fess up and say i was in a crunch one time and missed a payment; they were super cool about it and did everything pleasantly possible to help the situation out moving forward. Hours Mon - Fri 7:30AM - 11:30PM (EST) Sat - Sun 9:00AM - 10:00PM (EST) . If you ordered from them before, sometimes they don't even pull your credit. There is no way they based my approval upon my credit because I … After going to guitar center and trying out a bunch of different guitars I was interested in I decided to order a Taylor 114ce off of Zzounds and am using the pay as you play. Payment Plan. Hope this helps answer your concern. Payment Plan Details. Basically the deal works the same way all the other zZounds payment plans work. In order to utilize the Payment Plan you MUST specifically check the Payment Plan box during the order checkout process. 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